To enroll in coverage, complete the enrollment form and bring it to the Insurance Department at the District Office. For information regarding the status of a previous application, please contact UNUM directly at (800) 421-0344.

If you cannot file online, you can get a claim form at unum.com/claims or contact your HR department at work. Follow the instructions on the form to mail or fax your completed form, but for fastest results, file online if you can.

Whole Life Insurance offers longer-term coverage with the ability to build cash value at a guaranteed rate — and is tax-deferred and accessible during your lifetime. Instead of adjustable premiums and benefits, however, the coverage remains constant as you grow older.

Whole Life Insurance also earns interest, or “cash value,” at a guaranteed rate of 4.5%. * You can borrow from that cash value, or you can buy a smaller, paid-up policy — with no more premiums due.