Local, Intermediate and Long Haul Trucking Haz-Mat Haulers Hard-to-Place Auto Risks Oil & Gas Trucking, Hot Shots Drive-away Truck Brokers Contractors Fleets Home Delivery – Not household moving and storage Couriers, Light and Heavy Fleets Public Livery, Buses, Charter Buses Non-Emergency Medical Transport Waste Haulers with an owned facility, transfer station, recycling center Garage and Dealer Operations Auto Haulers Stand Alone Hired and Non-Owned Auto (minimum premium $5,000)