An unfortunate reality of driving in California is sharing the road with tons of drivers who don't carry any type of insurance (or cheap insurance with very low liability limits). That's why when buying car insurance people should always make sure to also purchase uninsured/underinsured (UM/UIM) coverage with the highest available policy limits. That's how we were able to get Adam fully compensated for his injuries after he was injured in a car accident with an uninsured driver. Over the next few weeks we hope to share our knowledge about protecting yourself and your family against the threat of uninsured/underinsured drivers and what to do if you're ever faced with that scenario.